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Types of health insurance in America


Health insurance in America, including Medicaid, is a public health
program operated by the state in which you live. The program provides insurance
for elderly individuals, the disabled, children, pregnant women, and some
low-income families. Some refugee families will get Medicaid when they first
arrive in the United States.



 



Types of health insurance in America



In the following lines, we will mention the types of health insurance in
America:



 



Medicare



Medicare is a public health program run by the US government. Medicare
insurance is available to all adults aged 65 and over and to citizens with
disabilities of all ages. Medicare offers a plan to help with the costs of
prescription drugs.



 



CHIP



The Children's Health Insurance Program (CHIP) pays for health care for
low- and middle-income families with young children. CHIP is a good program
because it pays for doctor's appointments and medical care for your children.



 



It is important for refugee families to take their children to the
doctor for annual check-ups and vaccinations.



 



If you are undocumented and your children are US citizens, they may be
eligible for CHIP.



 



WIC



Women, Infants, and Children (WIC) is a state-run health care program
that specifically helps children under the age of five, pregnant women, and
breastfeeding mothers. The program focuses on food, food supplies, and
improving access to health care and social welfare services.



 



If you are on a low income and have given birth to a child, this is a
good program. Learn more about WIC and find a WIC program in your state.



 



Is there free public health care for immigrants in the United States?



At first glance, yes, but the main difference between health care in the
United States and most developed countries is that it is not public; Public
health services are only available to people of a certain age and income.



 



Therefore, many immigrant workers do not qualify for free public health
care in the United States. Both the public and private sectors operate in the
US health care system.



 



However, the coverage provided by public health services is very limited
and is mostly provided to people who cannot afford other types of health care.
As a result, many immigrants to the United States are likely to seek private health
insurance to lower their health costs.



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