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>Many Americans have private insurance and do not use public programs,
because companies often pay for private health insurance for their
workers. >
> >
>Types of health insurance in America >
>In the following lines, we will mention the types of health insurance in
America: >
> >
>Health insurance in the workplace >
>When looking for a job, you should try to find a job that offers health
insurance. This will help your family. The employer pays most of the cost
and the employee pays a small amount. For an additional amount, employees
can usually choose to include their spouse and any children they have in the
same insurance plan. >
> >
>If you leave your job, you may be allowed to keep insurance coverage for a
period of time, through a government plan called COBRA. COBRA is only for a
short period, after which you may have to pay the entire premium yourself,
but the insurance plan coverage will remain between jobs. >
> >
>Paying insurance costs without an employer >
>If you do not have an employer that offers health coverage, and if you do
not qualify for a government program, you will have to purchase private
health insurance. This type can be expensive. You may be eligible for
assistance with your premiums through the Affordable Care Act. >
> >
>Affordable Care Act >
>The Affordable Care Act (ACA), also called "ObamaCare," requires most US
citizens and legal residents to have health insurance. But it also allows
you to buy health insurance at a lower cost with the help of the
government. >
> >
>College medical insurance plans >
>Students are often able to purchase health care insurance through their
colleges. To be eligible, you must be enrolled in a certain number of
credits. >
> >
>College students can talk to their college or university about their
options. >
> >
>Health insurance in America >
>At the same time, employees must pay premiums from pre-tax income, but
their insurance burden may be lower than those insured in federal health
insurance markets or state health insurance exchanges. >
> >
>The health care system in the United States >
>Health insurance is based on the principle of collecting the risks of costs
of illness affecting a certain group of people and sharing those costs
equally among them, as stipulated in the new health insurance law in
America. >
> >
>And that is by collecting the necessary and necessary funds to confront all
these threats and distributing them to people according to their need for
treatment. >
> >
>Thus, health insurance prevents people from paying for treatment and
ensures that health care reaches them for a certain amount. >
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